Buying Off-Plan on the Costa del Sol: How It Really Works
Stage payments, the bank guarantee that protects them, 10 % IVA versus 7 % ITP, financing at completion — and an honest look at when a finished resale is the better buy.
Read moreMarket Insights
Notes from the Costa del Sol property market.
Editorial pieces, market notes, and practical guides.
Estepona & NeighborhoodsBuyers search this corridor by urbanization name, not by town. What Costalita, El Pilar, Cabo Bermejo, El Paraíso and their neighbours actually offer — and who each one fits — from the office that works the corridor daily.
Read more
Estepona & NeighborhoodsPrices by area, which neighborhood fits which buyer, the purchase process, taxes and financing for foreign buyers — everything we tell clients in the office, in one guide.
Read more
Buying in SpainSpain's iconic rock-overhang village isn't just a postcard. Here's what living, owning, and renovating in Setenil actually looks like — including the renovation rules that catch most foreign buyers off guard.
Read more
Estepona & NeighborhoodsTucked between Estepona and Casares, Costa Lucía is the destination for buyers who want sand and silence — without the Marbella price tag. Here's what's on offer and what to know before you buy.
Read more
Buying in SpainLTV ceilings, debt-to-income ratios, fixed vs variable, documentation, valuation and the 8-to-12-week timeline — what a non-resident mortgage on the Costa del Sol actually looks like.
Read more
Buying in SpainThe full transaction cost stack on a Costa del Sol purchase — deposit, ITP or IVA, notary, registry, lawyer, gestoría — with worked examples at €500,000.
Read more
Estepona & NeighborhoodsPricing, schools, healthcare, atmosphere and lifestyle texture compared honestly — and why the eastern Estepona corridor is often the value sweet spot for both.
Read more
Estepona & NeighborhoodsA beachfront community on Estepona’s eastern boundary that punches above its weight in buyer search — the property mix, the community fees, the rental performance and who fits.
Read more
Estepona & NeighborhoodsOld Town, Marina, Valle Romano, Cancelada, El Paraíso, Selwo, Costalita and Casares Costa — the long-time-resident view on what each Estepona neighborhood is actually like.
Read more
Buying in SpainEvery tax that appears on a Costa del Sol settlement statement in 2026 — transfer tax, IVA, stamp duty, IBI, IRNR and plusvalía — with Andalucía-specific rates.
Read more
Buying in SpainNIE, the 90/180 rule, the non-lucrative and digital-nomad visas, tax residency, non-resident mortgages — the working checklist for a UK buyer on the Costa del Sol.
Read more